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INSURED PROGRAM NEWS
All insured programs except Special Event Tenant/User Liability now renew annually on July 1:
- Excess Liability
- Excess Workers’ Compensation
- Property
- Pollution and Remediation Legal Liability
- Crime
INSURED PROGRAMS OVERVIEW
The CALIFORNIA JPIA’s insured programs represent commercial insurance programs, including property, earthquake, boiler & machinery, vehicle physical damage, pollution and remediation legal liability, crime, and special events. Member participation in the various commercial programs is very high, with over 85% participating in the property program, 65% participating in the pollution & remediation legal liability program, and nearly 80% participating in the special events and crime programs.
Following is a brief summary of each insured program. Click on the heading for more details.
Please note: The 2010-2011 coverage summaries are in the process of being updated, and are expected to be available by August 19.
Property Program
Provides all-risk coverage for real and personal property; and has optional coverages available for earthquake & flood, vehicle physical damage, and boiler & machinery.
Pollution and Remediation Legal Liability Program
Provides coverage for both first- and third-party damages, including certain types of cleanups, listed non-owned disposal sites, and above ground and underground storage tanks.
Crime Program
Provides coverage for employee dishonesty, failure to faithfully perform duties, forgery, counterfeiting, theft, robbery, burglary, and computer fraud.
Special Events Program
Provides liability insurance when member-owned premises are used for special events or short-term activities. Examples include weddings, art festivals, parades, block parties, yoga classes, and member-sponsored events such as job fairs, carnivals, and swap meets.
Vendors/Contractors Program
Developed to meet the needs
of the Public Entity Sector in assuring that there is insurance
coverage in place for those situations when the Public Entity enters
into a contract with a Contractor or Vendor.
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