PROGRAM OVERVIEW
The property insurance program includes all-risk coverage for real and personal property, such as buildings, office furniture and equipment, fine art, contractor’s equipment, mobile and unlicensed equipment, all other vehicles, property of others while in your care, custody and control, personal property of others, and buildings under construction.

Optional coverage is available for earthquake & flood, licensed emergency and non-emergency vehicles, and boiler & machinery. Please see the documents section below for additional information on each of the property program elements. The CALIFORNIA JPIA works with Crawford Technical Services through its agreement with Alliant Insurance Services to investigate and respond to claims.

Rates for the last two years, plus current rates are as follows:

REPORTING CLAIMS
As you may know, quick reporting plays a critical role in any claim. Furthermore, late-reported claims may be excluded from coverage. It is critical that you report the claim as soon as you discover the damage. Do not wait for damage repair estimates before reporting the claim.

It is important that you do not repair the property before the claim adjustor has had an opportunity to speak with your agency’s risk manager. If there is a possibility of further damage before permanent repairs can begin, perform temporary repairs, e.g. board-up broken windows, protect property if exposed to rain, or get professional help if extensive water damage.

To report a claim, click here, making sure to complete the report in its entirety.  The information you provide will be forwarded to Crawford Technical Services and Alliant Insurance Services.

Claim Correspondence
The above sections explain how to report claims.  All supplemental claim information and general claim correspondence should be sent to:

Crawford Technical Services
Attn: Ron Elbling
Email: ron_elbling@us.crawco.com
Phone: (818) 865-0322
Fax: (818) 865-0771


PROPERTY SCHEDULES
All participants in the property program are asked to keep their schedules current and to maintain their accuracy. Since property schedules determine member premiums for property coverage, updates should include adding or deleting buildings, equipment, and vehicles acquired/sold since the schedule was last updated. Additionally, a review of the current values listed for both your property and vehicle schedules should take place. It is further recommended that buildings be appraised every seven to ten years by a professional appraiser to ensure they are properly valued.

Members may access their property schedules on Alliant Insurance Services online "OASYS" system by clicking here. Please contact Craig Williams at Alliant Insurance Services for any assistance with OASYS, including passwords or technical difficulties. Craig may be reached at (949)660-8189 or cwilliams@alliantinsurance.com.


PROPERTY INSPECTIONS
Those members who participate in the property program have the added optional benefit of receiving an annual inspection of buildings that exceed a certain amount, if listed on the member’s property schedule. Members are contacted in the fall by an inspector from Alliant Insurance Services, to schedule the inspection. The inspections are intended to evaluate these buildings for fire protection and engineering risk assessments. While the inspections are useful in assisting with employee safety and sometimes included in the Authority’s Risk Management Evaluations, they are primarily geared toward reducing the risk of damage to the buildings themselves.


BOILER & MACHINERY INSPECTIONS
Those members who participate in the boiler and machinery program are offered inspections of certain pressurized vessels. These inspections are mandated by the State of California. Chubb Insurance, the Authority’s boiler and machinery insurance carrier, will conduct these inspections at no cost to the member, and will help identify ways to prevent losses to valuable equipment. Members are contacted directly by Chubb prior to the expiration of a vessel’s certificate.


DOCUMENTS
Property Insurance Program
Property Program Summary
Schedule of Insurers for all Coverages
Property Schedule Guidelines

All Risk Coverage Detail
All Risk Coverage Definitions
All Risk Member Roster
All Risk Schedule of Insurers

Auto Physical Damage Coverage Detail
Auto Physical Damage Definitions
Auto Physical Damage Member Roster

Boiler & Machinery Coverage Detail
Boiler & Machinery Definitions
Boiler & Machinery Member Roster
Boiler & Machinery Schedule of Insurers

Earthquake & Flood Coverage Detail
Earthquake & Flood Definitions
Earthquake & Flood Coverage Member Roster
Earthquake & Flood Schedule of Insurers