About Us

When appropriate insurance coverage became unobtainable in the 1970s, a group of 33 progressive cities joined together to form the California Joint Powers Insurance Authority. The California JPIA was established in 1978 for the purpose of providing liability protection from losses and lawsuits for its members. Today, the California JPIA is one of the largest municipal self-insurance pools in the state, with over 100 participating members.

The members take an active role in determining the programs and services that are provided by the Authority. Councilmembers/board members, city managers/chief executives, finance officers, and risk managers all participate in directing the progression of the organization toward a properly maintained and risk-free environment. Together, they ensure the ongoing efficiency of member services by establishing positive relations and educational awareness.

The California JPIA works with the members to reduce the frequency and severity of claims. Through risk analysis and continued education, the Authority helps its members identify exposures and prevent losses. Each member agency is assigned a professional Risk Manager to serve its specific needs and to help the agency determine its risk management strategy.


The California JPIA’s philosophy is rooted in its mission to provide innovative risk management solutions, and it is demonstrated through the Authority’s many different programs and services. These solutions comprise the Authority’s strategic approach to risk management, called LossCAP, that enables members to access expertise in insurance, claims, training, litigation, contracts, governmental entity exposures, and loss control.

One of the enduring principles of the LossCAP program is its emphasis on relationships. Such high-level relationships exhibit trust, knowledge, and dependability in the routine interaction between the Authority and its members. This has allowed the Authority to develop meaningful and productive partnerships with members. The Authority relies on regional risk managers who have primary responsibility for these relationships.

Since the beginning, the California JPIA has placed a strong emphasis on meeting the needs of its members. Over the years, the Executive Committee has pledged resources that have enhanced programs and services that fulfill a commitment to unparalleled risk management solutions and services.

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